When change is on the horizon.
Navigate shows compliance and risk teams where to steer: what changed, what it means, and what to do about it in their systems.
The consulting partner for compliance and risk teams.
The people to call when something changes.
Navigate is the consulting partner for compliance and risk teams: the people to call when a rule moves, a fraud pattern shifts, a system is upgraded or a team is reorganised, and the systems that catch financial crime need to keep up. We work with banks and financial institutions on AML and fraud both, alongside QDE, whose Compass and Conquer platforms we know inside out.
We write policies, design risk models, assess programs against the best in the industry, test and tune AML systems, and put the data underneath in order. Every Thursday, The Laundry Times reads the week in financial crime for you.
What changes
Change comes from everywhere. All of it reaches your systems.
A regulation moves. A fraud pattern shifts. An enforcement action lands on a peer. A new customer segment arrives.
A system upgrade. A new product. A merger or a reorganisation. A new team, or a new head of the old one.
When the rule changes, your policy, your system and your evidence change with it.We read the change, rewrite the policy, find what the system misses, write the requirements and test the result the way an inspector would.
When the risk changes, your model, your thresholds and your data change with it.We design the model that scores customers by the risk they carry today, tune the scenarios and thresholds, and put the data underneath in order.
What we do
Ten services in four groups.
Documents and frameworks
We write the documents a compliance program stands on.
- AML policy documentation
- Risk categorisation model design
- Business requirement analysis and documentation
Assessments
We tell you where you stand.
- Benchmarking against industry best practices
- AML system gap analysis
Testing and tuning
We make the system prove itself.
- Independent AML system testing
- Scenario validation and threshold tuning
- AML system tuning
Data work
We fix what feeds the system.
- Data quality assessment
- Data mapping
What you can hold us to
Three things we have done, and can do for you.
Compass AML training and threshold tuning, delivered at client banks.
We keep client names private, as you would want us to keep yours.
Now weekly, every Thursday: what moved, what it means, what to do.
Who we work with
We know the platforms your bank runs.
We work alongside QDE, the builder of Compass, the AML platform, and Conquer, the fraud management platform. When your bank runs either, the people who know them best are already in the room.
The Laundry Times
Every Thursday: what moved in financial crime, what it means, and what to do about it.
A weekly LinkedIn carousel, with every story in full on this site. The beat is AML, CFT, fraud and financial crime across the world.
The people
The people you will work with.
Amruta Raje
She leads Navigate, owns the client relationships, and holds the scope of every engagement.
Shivani Shetty
She works with clients and has delivered Compass AML training and threshold tuning at their banks.
Neha Joy
She delivers Compass AML training and has trained bank teams in three countries.
Adhila Thirumalai
She runs the research desk and builds the service pitchbooks.
Talk to Navigate
Any change. Call Navigate.
A new rule. A new fraud pattern. A system upgrade. A new team. Whatever changes, inside your bank or outside it, we tell you what it means and what to do about it in your systems.